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Payday Loans from a Direct Lender

There are many ways to get a payday loan. Whether you choose it online or from a direct lender, you still need to know a few things before getting down to business. We are a website that works with nationwide loan companies that are direct online payday lenders. So, in the following article, we will help you understand why you should get your loans from a direct lender.

Choosing a Direct Payday Lender

Getting money from a random payday lender can cause many problems to a borrower. Many lenders send unwanted advertising emails and even call their borrowers from time to time in order to keep them updated with the newest option they have. This kind of advertising is frustrating and will surely make you go insane. Therefore, next time you look for a payday loan, try to get it from a direct lender.

For example, if you work with our company, you will be matched with a trustworthy payday lender. Moreover, your personal information will be safe. There are many lenders that sell your personal details to other parties. However, with us, you don’t have to worry about these problems, because our borrowing process is fast and secure.

Our network consists of many direct payday lenders who follow the OLA’s best practices. So, they don’t sell your information to other companies that can harm you later. We arrange your direct loan and you will get your requested money without any concerns.

Payday Loans from a Direct Lender


First of all, it is important to mention the fact that the application requirements may vary depending on the state you live in and the direct lender. Still, these are the general criteria you should meet if you want to apply for online payday loans:

  • You need to be over 18 years old
  • In order to be able to pay back the amount you borrowed, you need to prove that you have a regular income
  • You must live in one of the states where payday loans are legal (find more at wikipedia)
  • You need to provide your banking account and the money will be deposited in your account.

If you are ready and you meet these criteria, then you can apply online for a payday loan. The transaction is private and secure on our website.

The Importance of Getting Payday Loans from a Direct Lender

Although many cash advance lenders and online payday lenders may seem like they loan money directly to you, there are many cases when they actually don’t. They are only interested in gathering your information and selling it to other payday loan companies that will use it to their advantage. For example, some companies will add you to their mailing list. This way, you will be sent tons of spam emails about their random offers.

On the other hand, if you choose to work with direct lenders, such problems will be surely avoided.

There are many reasons why you should choose to get money only from a direct lender. Some of them are:

  • Direct lenders should give you loans after assessing your information. Therefore, your details will be assessed only by them.
  • Direct lenders usually assure financial assistance. Sometimes, this aspect is crucial since you may have urgent financial needs to take care of. Look for a lender with a good reputation and read the terms and conditions before borrowing.
  • A direct payday loan is offered by a lending firm directly to the borrower, without any third parties.
  • With this type of loan, you will not face any middlemen who will ask you for personal information in order to connect you with a lender.

How to Find an Online Payday Loan from a Direct Lender

The safest way to get money when you need it the most is to use an online payday loan direct lender. However, in order to avoid scams, you must know where to look for one.

Our site is your best choice in this matter. Still, it is highly recommended that you read the information below before applying for this loan.

  • The Direct Lender

A direct lender is a person who is totally in charge of the lending process. He will lend you the money you need without sending you to other companies. From the approval to the funding and repayment of the loan, the direct lender is the person who takes care of all the parts of the lending process.

If you think of other companies, then you will find this option very advantageous. Other companies analyze your application and then send it to other lenders that will eventually give you the money you requested. So, you will deal with many entities until you will get your money.

Moreover, you should keep in mind that you will still receive emails and phone calls even after you pay your loan. In order to avoid this kind of frustration, we believe it is best for you to choose a direct lender.

  • Advantages of a Direct Lender

Many people choose this option because they don’t want their personal information to be sold to any other companies. When you work with one person, things are not so baffling. Also, dealing with one company will help you escape from the possible trouble caused by third party companies that may attempt to call you and e-mail you after you completed your loan.

In addition to this, choosing a direct lender can event get you lower rates. If you do not choose a direct lender but you want a lower rate, the chances are that you will have to wait a few days to get it. If you’re not happy with the rate you received, you will make the lending process last longer since you will not get any money until you accept the interest rates and the fees. However, if you choose a direct lender, you will save a lot of time.

Payday Loans from a Direct Lender

The Dangers of Working with Agents

There are times when you may need to borrow money fast. However, if you don’t deal with the lender directly, the chances are that you will first of all talk with an agent. These intermediaries will ask for your financial information and then sell it to third parties. There are several reasons why you should avoid these middlemen. These are:

  • Fraud risk

It is normal to provide your account and other financial information when applying for a payday loan. Lenders will usually follow the rules stated by their websites and will send you the money you requested without spamming you.

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However, when you deal with an agent, your financial information will not be as safe. By selling your details, these company will jeopardize your security. So, you are at risk for fraud. Therefore, it is safer to look for a trustworthy direct lender rather than choosing to go with a middleman.

  • The extra cost

Brokers usually make extra cash from their client’s financial information. After they get their money, they send you to other loan companies. Often, such an agent usually chooses the highest bidder.

There are lots of techniques that a broker uses to get their money. Some even request to be paid in order to connect you with a lender. Therefore, if you want to avoid any extra costs, you should, first of all, ask for more information about your lender and if he’s not a direct lender, then you can stay away from him.

  • Time and solicitation

Everything starts the second you submit your application. After this, you will be contacted by a lender or a broker. The brokers will use your financial information to get the highest bidder that can provide you with the loan you requested.

It is important to read the terms and conditions since many companies have the right to sell, share or disclose your information to anyone. By going straight to the lender, you will not go through this process.

Since you know these, let’s think about the process of borrowing from a direct lender. Payday loans from a direct lender are quick and secure. The process has only three steps:

  1. Filling out the application form
  2. Signing the loan documents
  3. Receiving the money
Payday Loans from a Direct Lender

Lending Companies

When looking for a payday loan from a direct lender, it is important to choose the best lending company you can find. There are many types of loans out there, so it is important to know what you are looking for.

Don’t click on the first link, because the chances are that you will need to pay something in order to get the money you need. It is important to look for companies that put you in direct connection with the person who will lend you the money. If you go to a local payday loan store, for example, you will need to pay some pre-dated checks.

If you want to get payday loans from a direct lender on our website, you should know that you will be immediately connected with your lender. Our portal offers solutions to:

  1. Quick payday loans
  2. No credit check loans
  3. Loans for bad credit
  4. Title loans
  5. Payday loan consolidation
  6. Merchant cash advance
  7. Installment loans
  8. Online payday loans

A trustworthy lender will give a borrower all the information he needs in order to help him make this decision. The good thing about this kind of loans is that they are made online. You can basically borrow money from the comfort of your couch. Moreover, such a company usually has a great customer support team.

A great way to find out if such a business is reputable or not is to check for online reviews and analyze their website carefully. If a company promises you too much, those things are not true most of the times.

A normal payday loan from a direct lender will require an account check, the income evidence, and the lending history.

The Online Safety of the Borrower

Before dealing with a lending company, it is important to check if they have a good or bad reputation. Reading the privacy policy of the company is also crucial for a borrower. However, some people still choose a company without reading anything about it. They are the ones that will probably get scammed.

A reliable lender usually helps the borrower however he can in order to shorten the process as much as possible. Once you complete and submit your application, you should get a response in no more than ten minutes. After your loan is approved, your confidentiality will be secured by the company. A reputable company will never sell a borrower’s financial information to anyone. That’s why you should try and borrow from trustworthy companies with 5-star ratings.

In addition to that, a lender should understand a borrower’s financial problems and not force him to repay the loan under uncomfortable terms. Usually, when a borrower can’t pay his loan within the stipulated time, lenders will request higher interest rates.

Payday loans online (direct lenders only) are better than other loan services because these types of lenders will work with you to find a solution that suits your situation. Moreover, you will avoid unnecessary phone calls and e-mails.

Moreover, online payday lenders will tell you quickly if your application is approved or not. If it is approved, then the money will be deposited into your account in no time.

Payday Loans from a Direct Lender

Final Thoughts

In conclusion, getting payday loans from a direct lender is the best way to borrow money because it is a quick, safe and easy method. If you are at least 18 years old and have a bank account along with an income source, then you are eligible to apply for this loan.

Moreover, if you have any doubts or questions regarding the process, then you can call the customer support service that is accessible nonstop. In addition to this, direct payday lenders also have the best rates on the market because they are not working with agents. So, if you ever find yourself in a desperate need of money, then this is the best way to get it.



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