How does it work?

If you need a loan you are in the right place. Whenever you apply for a loan through, you can feel comfortable knowing that we’re going to connect you with a lender that’s ready to provide the funds you need. How does it work? It's very simple and you can handle the whole process from the comfort of your home. Follow these three simple steps:

1. Complete SIMPLE online loan application

1. Complete our SIMPLE and SECURE online loan application

2. Get a decision FAST

2. Get a decision FAST

3. Funds deposited the NEXT BUSINESS DAY

3. Funds deposited the NEXT BUSINESS DAY

Applying does NOT affect your credit score!

All About Short Term Loans

Our Secure Online Form Submitting is Fast and Free

We use the most advanced and the best security software technology to protect your privacy. You can fill our online form within two minutes. After getting the necessary information that we need, your application is received and immediately sent to the lender that best suits your needs. Our lenders can offer you up to $5,000 in cash as quick as one business day. Your lender will contact you and may require that you fax in additional information.

Request a Loan:

Review the No-Obligation Offers

Complete our no-obligation loan application and we will take care of the rest. We process your information in your application quickly; we will match you with an appropriate lender. Once approved, you will be presented with a loan offer. You can review the terms of the offer at your convenience and decide whether it suits you. There’s no obligation to accept.

Getting Your Cash

To apply for a cash advance, you simply need to provide us with a few details and check the details of your loan agreement. Your information is submitted to our network of lenders for approval, where you’ll need to provide an electronic signature to sign a contract. Once your application gets approved your cash advance loan will be transferred directly into your checking account normally within one business day or less.

Repaying Your Loan

You have been approved for your payday loan and have successfully used it to pay your bills. What happens next? You must repay the loan by your agreement. Several lenders make the loan repayment procedure very easy. If you select a direct withdrawal while closing your loan agreement, the repayment can be made electronically. Most times, all you need to do inrepaying your loan is to make sure that the repayment amount which is the loan amount, any applicable fees and interest is available for withdrawal on the planned date. With this process you do not have to mail any money or checks, so also, you don’t have to visit a retail location. This process assists to reduce the possibility of late payments, and this can even save you money.

Short-Term Loan Qualifications

Eligibility for a short-term loan is simple and easy than meet the requirements for other types of consumer credit. The following are the qualifications related to getting a short-term cash loan:

  • You must be over 18 years of age
  • You must be employed with the same employer for a minimum of 90 days
  • The United States of America permanent residents can apply
  • Have a valid email account and functional telephone number
  • Have a regular, steady and verifiable bank account which is currently not insolvent
  • Applicants must meet minimum requirements

Your Credit History Is Not a Critical Issue

Although the lenders that partner with usually perform credit checks when needed. Payday loans are helpful for people who don’t have credit cards or savings available. Because the online loans for bad credit do not require a traditional credit check, they are easy for people with financial problems to obtain. Our lenders can also implement alternative credit checks with companies such as DP or TeleTrack. These confirmations assist in making sure that you’re not in insolvency and to also verify that you don’t have unpaid loans with other lenders.

Getting the Major Benefit from Short Term Loans

For you to enjoy the benefits related to short-term loans, it’s essential for you to repay your loan on time. Doing this will assist you to evade the possibility of high late fees and form a healthier business association with your lender. You must constantly make sure that you will have the funds readily available to repay your loan before getting a loan, and you must endeavor to contact your lender immediately about the options that are available in case you won’t be able to repay your loan at the appropriate time.

How We Can Help

Paydayme is constantly available to any question that you may have about our website, our services and short-term loans in general. We endeavor to offer you with exceptional customer support and will always provide solutions to your inquiries immediately. If you have problems with any loan deal with our lenders, kindly contact that lender since we are not authorized to have information concerning any loan contract you've entered.

For more information please visit Frequently Asked Questions.

Have a question?

Customer notice: Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

Equal Credit Opportunity Rights notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

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