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Payday Loans LA – What You Need to Know

Getting a payday loan is one of the most efficient and safest ways of covering urgent financial needs like medical care, bills, and mortgage repayments. Unfortunately, banks and credit unions are reluctant to provide them for reasons best known to themselves. Don’t despair though, because payday loans in Louisiana can hand you up to $1,000 without hard credit checks, lengthy approval times and all sorts of requirements that cannot be fulfilled.

Payday Loans Louisiana

Payday Loans Louisiana – Get Your Money Quick

When you need money more than you need air at a particular moment, the last thing you want is to fill in and file your application in 5 minutes just to have the lender review it for days on end and then return it to you with a fat, red “Rejected” on it. It would’ve been so great if he would have put it straight, right? 

Not only is our application form (click here) spot-on and extremely easy to complete, but we can approve it within hours from the time we get it. 

In the last years, payday loans LA has catered to many people who could not find their way out of monetary issues. We helped them, and you can be 100% sure that we will help you too.

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Payday Loans Louisiana – What We Offer?

For starters, we offer a transparent application and validation process. Our interest rates are not made to rob you blind – consequently, they are affordable. You won’t have to lose sleep at night thinking if you can keep it up with the rates or not. 

What’s more, should you fail to repay the loan according to the schedule, we will give you the opportunity to extend it. After we’ve approved your application, you will get the amount we’ve both agreed upon directly in your bank account. 

Obviously, the fact that we do not ask for collateral is an incentive for our clients in itself. This way, they can feel comfortable and at ease, not stressed out and under the proverbial sword of Damocles. 

The primary objective of payday loans LA is to give everyone the chance to get the help they need and deserve – nothing more and nothing less than that.

What Are the Requirements?

We do not ask for much – for example, if you have bad credit, that’s not the end of the world for us (or you, for that matter). Naturally, each and every borrower has to be over 18 in order to even be considered for a loan. 

Having a bank account is a prerequisite, as well. Apart from these, borrowers are required to have a valid e-mail address and phone number, as they shall be contacted via one of these mediums. 

We don’t want people to feel as though they are under a microscope (which happens in 99.99% of the cases when they apply to banks). We simply cannot imagine an easier way of getting payday loans LA without any strings attached or having to jump through tons of hoops just to be, eventually, rejected.

Have a question?

Customer notice: Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

Equal Credit Opportunity Rights notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

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